SELF IMPROVEMENT AND MOTIVATION

By Amarjeet Singh @ AJ What Budget 2026 Is Trying To Do (In Plain English) Malaysia’s biggest budget to date focuses on three lanes: relief for households , skills & jobs , and investment in digital & green growth . The goal: steady growth with lower deficits and fairer, targeted aid. Quick Wins By Group (Who Gains What) B40 : STR/SARA cash aid (monthly), affordable essentials via Payung Rahmah, faster access to healthcare (outsourcing), utility savings via Solar/NEM. M40 : Bigger childcare and medical reliefs, first-home stamp duty exemption, more affordable city housing via commercial-to-residential conversions. Youths & Working Class : 3 million training opportunities (AI/EV/semicon), PTPK funding, K-Youth on-the-job pathways. Businesses & Investors : Outcome-based incentives (manufacturing Q1’26, services Q2’26), VC/VCC facilitation, green & AI tax levers. East Malaysia : Pan Borneo/Trans-Borneo progress, higher development allocation...

By Amarjeet Singh @ AJ What Budget 2026 Is Trying To Do (In Plain English) Budget 2026 is Malaysia’s largest to date ( RM470b ) and aims for 4.0–4.5% GDP growth with inflation around ~1.3–2.0% , while narrowing the deficit to 3.5% . It doubles down on people support (STR/SARA), skills and jobs, digital & AI, and a greener economy:contentReference[oaicite:0]{index=0}:contentReference[oaicite:1]{index=1}. Quick Wins By Group (Who Gains What) B40 : Cash aid via STR/SARA (up to RM100/month), cheaper essentials (Payung Rahmah), EPF matching for gig workers, faster healthcare via outsourcing:contentReference[oaicite:2]{index=2}. M40 : Bigger family tax reliefs (childcare to 12 years), more medical & insurance coverage, first-home stamp duty exemption, commercial-to-residential conversions for city housing:contentReference[oaicite:3]{index=3}. Working Class/Youths : 3 million training opportunities (AI/EV/semicon), PTPK skills funding, K-Youth on-the-job pathways:...