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CURB SPENDING

To curb ego-driven spending and better manage monthly budgets and income, individuals can take 10 proactive steps: 1. Create a Budget: Start by outlining monthly expenses and income. Allocate funds for essential expenses such as rent or mortgage, utilities, groceries, and transportation. Then, designate a portion of income for savings and discretionary spending. 2. Track Expenses: Keep track of all expenses, whether big or small. This helps identify spending patterns and areas where adjustments can be made. 3. Prioritize Needs Over Wants: Distinguish between needs and wants when making purchasing decisions. Prioritize essential items and consider delaying or eliminating non-essential purchases. 4. Set Spending Limits: Establish spending limits for discretionary categories such as dining out, entertainment, and clothing. Stick to these limits to avoid overspending. 5. Avoid Impulse Purchases: Take time to consider purchases before making them. Avoid impulse buys by asking whet...
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The Pickleball Economy: From Social Revolution to Sustainable Growth

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By Amarjeet Singh @ AJ Amarjeet_singh@gmx.com From a humble beginning in Miri to the prestigious Royal Sungai Ujong Club in Negeri Sembilan, pickleball has evolved into a nationwide phenomenon, symbolizing not just the rise of a sport—but the birth of a new social and economic movement. Today, pickleball courts dot the Malaysian landscape, driving a shift beyond traditional sports into a dynamic lifestyle centered around connection, community, and opportunity. Pickleball isn’t just a game—it’s a community, a social connector, and a fun way to meet people. It strengthens friendships, creates bonding moments, and serves as an ideal platform for corporate team-building. It is a lifestyle that transcends competition and transforms everyday interactions into lasting relationships. The Global Rise of Pickleball: A Phenomenon Beyond Borders Globally, pickleball is exploding. In the United States alone, there were over 4.8 million players in 2021, with an 11.5% average annual growth rate...
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Malaysia’s Silent Cancer – Are We Leaving the Nation in Such Hands?

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A Cancer We Chose to Ignore Malaysia is not waiting for an explosion. It is already dying of a cancer we refused to treat. Not sudden. Not loud. Silent. Slow. Deadly. This cancer has been fed by decades of failed policies, political games, race cards, corruption scandals, abuse of power, and a society that normalises shortcuts. From immigration leaks to the selling of government secrets and properties, the betrayal has been constant. Like all untreated cancers, it only grows. And one day, it will kill. Ministers, MPs, and the Politics of Betrayal Are we leaving this country in the hands of leaders who: switch education policies for votes instead of futures? divide Malaysians by race and religion rather than unite us? treat Parliament like a stage for shouting matches instead of reforms? survive sex scandals, money scandals, and abuse scandals with no shame? If this is leadership, then it is not medicine. It is poison. The Mirror of Our Attitudes The cancer is not only ...
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